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    Key areas

    The EIB contributes to the UN Sustainable Development Goal 11 and the Urban Agenda for the EU. Our approach aims to build more sustainable communities by focusing on five key dimensions:


    Urban regeneration

    Renew worn-out infrastructure and connect infrastructure with services.


    Social inclusion

    Encourage cities to act and invest in ways that enable everybody to participate in urban society, regardless of income, age, gender, or ethnicity.


    Green and climate-smart cities

    Support the set-up and implementation of climate adaptation or low-carbon strategies.


    Innovation and productive cities

    Help cities to take advantage of innovation and new technologies.


    Cities and the circular economy

    Identify and implement innovative ways to make, use, reuse and recover materials, products and energy while reducing our impact on the environment.

    Multi-sector urban infrastructure and regeneration

    Urban regeneration revitalises cities by transforming their social, economic, cultural and environmental functions.

    Our integrated approach looks at the interactions between investments. This allows us to cover multi-sector citywide investment programmes that focus on:

    • implementing suitable urban development strategies and land-use plans
    • specific area-based urban regeneration schemes
    • public buildings with cultural or administrative functions
    • certain types of property development that contribute to integrated urban regeneration

    Sustainable urban mobility

    Sustainable urban mobility is a major focus of EIB urban lending. Our support focuses on:

    • upgrading and expanding urban public transport
    • replacing vehicle fleets with electric or other green fuel vehicles
    • investments in charging infrastructure

    Social and affordable housing

    The EIB is active in promoting social and affordable housing. Our support covers the retrofitting of existing housing and the construction of new social and affordable accommodation. Our offer ranges from housing schemes in small towns and rural areas with demographic challenges to development projects in large cities with very severe housing shortages.

    We concentrate on:

    • increasing the supply of social and affordable housing to tackle market supply constraints and affordability issues
    • improving energy efficiency, accessibility and the overall quality of social and affordable housing
    • enhancing social inclusion and promoting diverse neighbourhoods

    Education and training

    Investment in education and training is essential to promote growth, competitiveness and inclusion. Our support includes the upgrade of education-related infrastructure to meet climate resilient and pedagogical needs, but also investments to equip and enhance teachers’ skills, such as digital and pedagogical competences.

    The most common city-supported investments are:

    • primary and secondary schools
    • higher education and vocational training
    • adult teaching centres

    Health and life science

    Our support for the health sector is aligned with the EU’s strategic priorities and aims to improve health outcomes, welfare and economic gains. 

    The EIB can support projects in the below sectors:

    • health infrastructure
    • innovation in health
    • medical research
    • medical education and training
    • integrated and community care
    • health informatics/eHealth

    Water, sewerage and solid waste

    Solid waste management

    The EIB lending policy in the solid waste sector contributes to the implementation of EU policy. Our investment concerns solid waste projects for the:

    • separate collection of recyclable materials and bio-waste and facilities for treatment of such waste streams, including composting, anaerobic digestion and material recovery facilities
    • treatment of the residual waste that remains after upstream recycling, such as mechanical biological treatment plants and incineration plants with energy recovery
    • closure and rehabilitation of old landfills and, outside the European Union, the construction of new engineered landfills

    Water and wastewater management

    The EIB water sector lending orientation sets out how the EIB supports EU policy objectives in the water sector. The EIB supports investment to:

    • increase secure access to water resources
    • protect against destructive water-related events
    • ensure reliable provision of sustainable and affordable water and wastewater-related services both in quantity and quality to all stakeholders
    • promote the increase in energy efficiency measures and recovery mechanisms.

    Cultural and administrative buildings

    The EIB recognises the critical importance of public buildings to support sound public administration, enable provision of municipal services and contribute to education, culture and local economy.

    Such investments include the:

    • renovation or construction of public administrative buildings, such as law courts, community centres, municipal administration buildings
    • renovation or construction of cultural buildings and infrastructure, such as theatres, concert halls, museums, monuments, heritage trails and their associated public realm

    Digital activities

    Digitalisation is a key priority area for the European Commission and the EIB recognises the importance of digital transformation. The digital economy sector is key for smart and productive cities and regions. 

    Such investments include:

    • Better access to ultrafast broadband connectivity, mobile networks and relevant infrastructure to support digitalisation of city processes and digital services
    • Projects that help the introduction and deployment of digital solutions, technologies, platforms and services in the functioning of the urban economy (for example, through innovation districts) and digital public services (including education, healthcare, culture and public administration/services).
    • Projects that improve the integration of digital technology, adopt emerging technologies, improve cybersecurity or contribute to climate, environmental sustainability and the green transition.

    Financing instruments

    Within the EU, the EIB uses its full range of instruments in the urban sector. The Bank has established direct relationships with many cities through several instruments, such as:

    We finance urban investment with a wide range of risk profiles, through:

    • national urban facilities
    • direct municipal lending with loans to municipal utilities and companies
    • private companies providing municipal services
    • special purpose enterprises with different capital structures

    Advisory support

    The EIB also contributes to urban project preparation, knowledge creation and innovation. Our project teams provide advisory services during project preparation, due diligence and implementation.

    The specific instruments available are:

    Case studies

    Real stories speak louder than general policies.
    Discover the impact of our projects